Licensed Mortgage Loan Officer (1 year required)

Company: Perry Johnson Mortgage Company
Location: Troy
Posted on: April 1, 2026

Job Description:

Responsibilities: - Evaluate loan applications and determine the creditworthiness of applicants - Conduct thorough financial analysis and assess the risk associated with each loan application - Negotiate loan terms and conditions with clients to ensure mutually beneficial agreements - Collaborate with clients to gather necessary financial documents and information for loan processing - Utilize loan origination software, such as Quicken, to streamline the application and approval process - Perform credit analysis to assess the likelihood of repayment and adherence to TILA regulations - Maintain accurate records of loan applications, approvals, and denials - Collaborate with underwriters and other team members to ensure smooth loan processing - Stay up-to-date with industry trends, regulations, and best practices in loan origination - Work with partner lenders such as Rocket, AmeriSave, Loan Depot, PennyMac, etc. Qualifications: - Proven experience in financial sales or a related field - NMLS license required - Strong knowledge of loan origination processes and procedures - Familiarity with accounting software for financial analysis purposes - Excellent negotiation skills to secure favorable terms for both the client and the bank - Ability to analyze creditworthiness and assess risk accurately - Strong attention to detail and ability to work in a fast-paced environment - Excellent communication skills, both written and verbal - Ability to build rapport with clients and provide exceptional customer service Please note that this job description is not exhaustive and additional responsibilities may be assigned as needed. Job Type: Full-time Pay: $100,000.00 - $600,000.00 per year Benefits: 401(k) Dental insurance Health insurance Life insurance Vision insurance Schedule: 8-hour shift Monday to Friday Pay types: Base Pay Commission pay Bonus Pay License/Certification: MLO License (Required) Ability to Commute: Troy, MI 48084 (Required) Work Location: In person

Keywords: Perry Johnson Mortgage Company, Royal Oak , Licensed Mortgage Loan Officer (1 year required), Accounting, Auditing , Troy, Michigan

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Licensed Mortgage Loan Officer (1 year required)

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