Commercial Loan Officer

Company: Atlantic Community Bankers Bank
Location: Toledo
Posted on: April 1, 2026

Job Description:

Full-time Description Atlantic Community Bankers Bank (ACBB ) is seeking an experienced Commercial Loan Officer to join our Loan team. This senior-level role is responsible for originating quality loan assets and managing commercial relationships throughout Ohio. About ACBB: Embark on an exciting journey with Atlantic Community Bankers Bank (ACBB) , where we're shaping the future of community banking! At ACBB, our people are at the heart of everything we do. We take pride in offering dynamic correspondent services, including loan participations, Fed Funds transactions, compliance services, settlement solutions, and more—all without competing with our customer banks. Join our passionate team, where employees are trusted, supported, and encouraged to grow, and help us deliver innovative solutions to community banks and financial institutions nationwide. Position Summary: The Commercial Loan Officer develops and manages commercial lending relationships with respondent banks, oversees underwriting coordination, participates in loan committee review, and administers an assigned portfolio within defined risk appetite. Key Responsibilities: Originate loan participations, bank stock loans, and bank holding company loans Develop relationships with member and non-member banks Analyze financial information and evaluate credit risk Collaborate with Credit Department on loan presentations Collaborate with ACBB Client Relationship Advisors to gather information from client banks to ascertain potential cross selling opportunities for deposits, payments, and other Serve as voting member of Loan Committee Monitor portfolio performance and recommend risk ratings Represent ACBB at industry events within assigned territory Responsibilities may evolve as business needs change. * This job posting is intended to describe the general nature and level of work for this role and is not intended to be an exhaustive list of all responsibilities or qualifications. Requirements Qualifications & Experience: Required: Minimum ten (10) years of commercial lending experience Strong knowledge of commercial credit analysis and underwriting Experience presenting to loan committee Strong relationship management and business development skills Preferred: Bachelor’s degree in related field Experience in correspondent or participation lending Benefits of Joining Us: Pay Range: $125,000 to $160,000 annually; Compensation is commensurate with experience and qualifications. Competitive compensation package Comprehensive benefits package 401(K) with employer match Generous Paid Time Off (PTO) policy and 11 paid holidays Tuition reimbursement Birthday holiday and additional unique benefits Employee Assistance Program Performance bonus opportunities Work Location: Frequent travel to industry events and to client locations primarily throughout Ohio and at times Northern Kentucky . ACBB is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. Additional Information: Employment is contingent upon successfully passing a background check and verification of eligibility to work in the United States. At this time, ACBB cannot provide visa sponsorship or engage in C2C (Corp-to-Corp) or C2H (Corp-to-Hire) arrangements for this position.

Keywords: Atlantic Community Bankers Bank, Royal Oak , Commercial Loan Officer, Accounting, Auditing , Toledo, Michigan